Family Legacy Planning

Build Your Plan, Adapt With Ease

Through our Boutique Family Office™ and a vetted network of estate-planning attorneys in 49 states, we deliver a fully coordinated, end-to-end experience—managed right here in Sarasota, but tailored to your assets, heirs, and life goals.

Our Six-Step Legacy Framework

• Discovery Meeting – Align values and objectives with your advisor (not a salesperson)
• Design & Scenario Modeling – Run multigenerational tax-smart models using Strategic Wealth Alpha GPS™
• Attorney Alignment – Legal docs prepared by our partner attorneys, synced to your strategy
• Document Drafting & Review – Wills, trusts, and directives co-reviewed with our team and legal counsel
• Implementation & Funding – Titles, beneficiaries, and trusts fully executed and tracked
• Ongoing Optimization – Updated annually to match tax law, market conditions, and life events

Most firms hand you a referral. We own the full process—so you don’t miss a detail and never feel alone.

All your legacy documents, action items, and templates—encrypted, organized, and instantly accessible.

• Fill-in-place templates for every stage of legacy and life planning—covering emergency contacts, insurance, health care, household details, passwords, wishes, survivor guidance, and more—all available directly within the app for you and your family to complete securely online.
• Secure uploads of existing estate documents (or those created through our partners)
• All documents version-controlled, searchable, and linked to your broader retirement plan

Why It’s Different:

• We assist you in creating your legacy vault — you manage what’s shared and updated as your life evolves.
• You control access to heirs, trustees, or professionals—easily revoked anytime
• Bank-grade encryption and multi-factor authentication

No paper binders. No lost documents. Just a real-time legacy dashboard—secure and always current.

We start with the surviving spouse—not the heirs—because it’s the most urgent risk.

The “widow’s penalty” impacts taxes, benefits, and cash flow. By planning now, we prevent surprises later:

• Social Security and pension survivorship modeling
• Pre-loss Roth conversions to reduce future single-filer taxes
• Seamless transition playbook: titling, beneficiary claims, income mapping
• Long-term optimization of portfolio risk, RMD strategy, and legal docs
• All integrated and stored securely in my.bfocfo.com

We prioritize surviving spouses first—because peace of mind starts with protecting the partner left behind.

Strategic giving that maximizes impact and minimizes taxes—on your terms.

Tools We Use:

• Donor-Advised Funds for flexible, tax-smart giving
• Qualified Charitable Distributions from IRAs to reduce RMD-related taxes
• Charitable Remainder and Lead Trusts to balance lifetime income with legacy
• Stock or real estate gifting strategies to unlock deductions you’d otherwise lose

BFO Advantage:

• Values-first discovery process
• SWAG tax modeling to compare options in real numbers
• Ongoing coordination with CPAs, attorneys, and your vault at my.bfocfo.com

Give more, keep more, and align your legacy with what matters most—without the admin burden.

Safeguard Your Wealth, Protect Your Legacy

We build layered defenses to protect against lawsuits, creditors, and unforeseen costs—without sacrificing flexibility.

Key Protections We Implement:

• Domestic asset protection trusts, LLCs, and FLPs
• Coordinated insurance strategy with legal structures
• Multigenerational protections embedded in your SWAG Retirement Roadmap
• Heir coaching to ensure future generations understand and uphold your intent
• All documents stored and tracked inside my.bfocfo.com

True protection isn’t just legal—it’s strategic, ongoing, and understood by those who will inherit it.

Prepare Your Heirs. Strengthen Your Legacy.

A well-built plan means little if heirs aren’t prepared to receive it. We equip your family with the tools, training, and values-based guidance to ensure your wealth lasts beyond the numbers—and carries forward your intent.

What’s Included:

• Facilitated Family Conversations to align roles and expectations
• Interactive Digital Learning modules on trusts, estate basics, and stewardship
• Trustee & Heir Coaching for role clarity, decision confidence, and next-gen readiness

All delivered through my.bfocfo.com—a secure learning portal tailored to your family structure.

Heirs aren’t just named. They’re prepared. And that’s how legacies endure.